FHA loans are open to a wider audience, and are even popular options for homeowners looking to refinance. Overall, FHA loans provide more flexibility in credit, income, and equity & down payment requirements, and are great alternatives to conventional loans.

FHA loans still enable many homeowners who wouldn’t qualify for conventional financing to purchase or refinance a home. FHA loans cannot exceed the current statutory loan limit. You can rest assured at BLU Mortgage you are working with a legitimate mortgage lender who understand the FHA loan  process and will guide you every step of way. BLU Mortgage home loans work to close your loan faster than most banks and offers extremely low FHA interest rates.

Are You Eligible?

    • Do you need less stringent qualification and credit requirements?
    • Is your down payment or home equity less than 20%?
    • Do you have an FHA Loan and want to save money with an easy and fast FHA refinance?
    • Refinance up to 97.75% of your primary home’s value
    • Buy a home with as little as 3.5% down (primary home)

Why Choose BLU Mortgage?

Why all of our loan officers at BLU Mortgage are federally licensed, who treat each with personalized services designed to get you in your dream home fast.

If you are a first-time home buyer in addition to lower upfront loan costs and looser credit requirements, FHA allow down payments of as low as 3.5%. At BLU Mortgage we can assist in determining which loan type is best for you.